For customers who want access to their checking account 24 hours a day, 7 days a week and 365 days a year. First Community Bank offers a Free ATM card or a Free VISA® Check Card to provide that convenience.  Our ATM and VISA® Check Card allow our customers to make purchases or withdrawal funds directly from their checking account.  Customers may also inquire at ATM machines for account balances and make deposits.



  • Offered to Checking Account Customers
  • Accepted at any ATM machine with the Cirrus® logo
  • Use at any retailer that accepts Debit Cards
  • 4 digit Personal Identification Number (PIN) adds security
  • Stop by any of our 5 locations to apply
  • Foreign balance inquiry = $1.00
  • Foreign withdrawal fee = $1.00
  • Daily ATM withdrawal limit $300.00

FCB VISA® Check Card

  • Offered to Checking Account Customers
  • Accepted at any ATM machine with the VISA® logo
  • Use at any retailer that accepts VISA®
  • Use without a PIN for conenvience
  • Foreign balance inquiry fee = $1.00
  • Foreign withdrawal fee = $1.00
  • Daily withdrawal limit $500.00
  • Daily POS (Point of Sale) limit $1,000.00

$3.00 charge to replace a lost ATM card after 2 cards.
$6.00 charge to replace a lost VISA Check Card.

To report your card lost or stolen, please contact us at 423-272-5800. If you need to report your card lost or stolen during our non-business hours, please dial 423-272-0033 and take option 7. 

To respond to a fraud alert on your card, please dial 1-800-411-8498. 

Frequently Asked Questions
VISA Check Card
ATM Card

Contact Us
Telephone Access
Rogersville: (423) 272-5800
Kingsport: (423) 392-5800
Church Hill: (423) 357-5800
Telephone Banking
(423) 272-0033
(888) 771-0033
Branch Locations
Email Us
Mailing Address

Member FDIC

FCB Privacy Principles & Notice